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No account yet? Start an application. An account is created the first time you sign in, so there is nothing to set up.

Send your documents

Everything with a number on it comes through here: pay stubs, tax returns, bank statements, identification. It travels over an encrypted connection, it is stored encrypted, and every time somebody opens one it is written down. Never send any of it by email.

One file at a time or several at once. PDF, photographs, Word and Excel. Up to 25 MB each.

What to send

Add each file against the heading it belongs to. This is the only place to send them. A heading you have already sent shows the file against it; if you sent one before you had this account, tick it and we will not ask again. You can take a file back off the list while it is still waiting to be picked up.

  • Photo ID for everyone buying A driver's license or passport. Both sides if it is a card.
      Choose a file or drag it here
    • Proof of income Recent pay stubs. If you are self employed or paid on commission, the last two years of returns instead.
        Choose a file or drag it here
      • Two months of bank statements Every page, including the blank ones. A statement missing page four gets sent back.
          Choose a file or drag it here
        • Proof of what you pay for housing now A lease, or twelve months of cancelled rent checks.
            Choose a file or drag it here
          • A letter from your employer or your clients Only if someone asked you for one. Skip it otherwise.
              Choose a file or drag it here
            • Anything else you were asked for The person handling your file will have told you what this is.
                Choose a file or drag it here

              Your answers

              Correct anything here that is wrong or has changed. Saving replaces the answer on your application, so the old one is gone and the person handling your file works from what you leave here.

              Your signature, the date you signed, the permissions you gave and the email address you sign in with cannot be changed here. Those record what you agreed to and when. If one of them is wrong, call 800-378-9733 rather than starting a second application.

              Questions about any of this, call 800-378-9733. It is answered around the clock.

              Metrecx

              A homebuying strategy team. You choose the home, your agent stays with you, and Metrecx helps structure a different way to buy it. Available nationwide.

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              Equal Housing Opportunity

              Metrecx supports the principles of the Fair Housing Act and does not discriminate on the basis of race, color, national origin, religion, sex, familial status, or disability.

              This website is operated by a privately owned company. It is not a government agency and we do not make loans. Metrecx is not a mortgage company and has no obligation to provide or arrange a mortgage loan. Metrecx works with a buyer and the buyer's own real estate agent to structure the purchase of a home the buyer selects, using private funding, on written terms disclosed to the buyer before commitment. Structures vary by situation and are not all alike; the terms that apply to a given transaction, including when title transfers, are set out in that transaction's documents. Nothing on this website is an offer of credit or a commitment to lend, and participation is subject to review.

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