Application Portal

Step 1 of 6

Who you are

This is all we need to get started. Four answers, and a person can pick the phone up.

First name

Last name

Email address

Mobile phone

Step 2 of 6

We would like to check your credit. Here is exactly what that means.

This is a soft inquiry

A soft inquiry does not affect your credit scores. It is not the kind of check a lender runs when you formally apply for financing. It will not show as an inquiry to anyone else who looks at your report, and it will not be visible to other lenders.

Why we are asking

So that nobody has to guess. Knowing what is actually on the report is how the purchase gets structured around your situation instead of around an assumption. It also means you do not have to go pull your own report and send it to us.

What we do with it

We use it to evaluate this purchase and nothing else. We do not sell it, we do not use it for advertising, and we do not share it outside the people working on your file. See the Privacy Policy for how it is stored and how long we keep it.

What happens if you say no

You can keep going without it. The rest of the application still works. It just means we are working from what you tell us rather than from the record, which usually takes longer and is less exact.

Step 3 of 6

About you

If someone is buying with you, switch on the co-borrower tab and we will ask the same questions about them.

First name

Last name

Date of birth

Email address

Cell phone

Home phone

Only if it is different from your cell.

Marital status

Number of dependents

Ages of dependents

Current street address

City

State

ZIP code

Do you own or rent?

How long at this address

Monthly housing payment

Rent or mortgage, whichever applies. Whole dollars.

Step 4 of 6

Work and income

However you are paid is fine. Salary, self-employed, commission, tips, benefits, more than one source. Tell us what is true and we will work with it.

Employer name and address

Work phone

Type of business

Title or position

Years on the job

Are you self-employed?

Gross monthly income

Before taxes and deductions.

Other monthly income

Leave blank if there is none. You do not have to disclose alimony, child support or separate maintenance unless you want it counted.

Where does the other income come from?

Total monthly expenses

Everything you pay in a normal month, including the housing payment above.

Step 5 of 6

The home you want

Ranges are fine. Nothing here locks you into anything, and none of it is a stated minimum on our side.

First choice area

Second choice area

Bedrooms needed

Bathrooms needed

Anything the home has to have

Monthly payment you are comfortable with

Monthly payment if you stretched

An honest ceiling helps more than an optimistic one.

Available now for down payment and closing costs

Available if you stretched

What you need to keep in reserve

Money you are not willing to put into the purchase. Saying so early keeps it out of the structure.

Do you already have a real estate agent?

Your agent's name and brokerage

Leave blank if you do not have one yet.

Tell us the situation

What you are trying to buy, what you have to work with, and what has gotten in the way so far. This is the part a person actually reads.

Step 6 of 6

Documents and signature

Nothing here is required to send the application. It just makes the call afterward a great deal more useful.

Documents are arranged on the call

Pay stubs, tax returns, bank statements and identification are not collected through this form. The person handling your file will set up a secure way to send them and will walk you through it. Never send these by email.

There is nothing for you to do here now. If a request for paperwork reaches you before anyone has spoken to you, it did not come from us. Call 614-341-7464 and check before you send anything.

Type your full name as your signature

Today's date

Sending this form does not create an application for credit, an approval, a denial, or any obligation on either side. Do not enter a Social Security number, an account number or a document anywhere on this page. Those go through the secure portal above.